Financing Your Dream Home Project
Starting your home-building journey with a mortgage pre-approval is a smart first step, helping you set a clear budget from the start. At Concept Builders, we’re here to make this process as easy as possible, helping you connect with a lender that fits your needs and guiding you every step of the way.
When it comes to financing your dream home, we offer two straightforward options:
Self-Financing:
If you prefer more control, you can manage your own construction loan. Choose a traditional construction loan or cash transaction, with payments made through a simple deposit and draw schedule to keep everything on track. We work with trusted mortgage lenders and offer a range of construction loan options, including FHA, VA, and Conventional loans, often with low or no down payments. Bridge loans are also available if needed.
Concept Builders Financing:
For a more hands-off approach, this option lets us take care of the financing. You’ll make a slightly larger initial deposit and provide a mortgage approval letter showing that you're approved for a loan to close once the home is complete. After that, we’ll handle the rest. With this choice, you’ll have just one closing when your home is finished, simplifying the process even further.
Please note, Concept Builders Financing is available in our communities on lots owned by Concept Builders. For offsite builds, we’ll review your options based on your specific situation. Either way, we’re committed to making the process as smooth and enjoyable as possible.
Assessing your future home-site
Embarking on the journey to find the perfect land for your dream home is an exciting venture, whether you already own a plot or are on the hunt. At Concept Builders, our experienced and knowledgeable sales team is here to assist in evaluating potential lots, helping you avoid costly surprises and ensuring a wise investment:
Topography and Drainage: Assess slopes and natural contours for impact on construction, foundation, and drainage. Unique topography may increase costs but offers distinctive design opportunities.
Vegetation: Dense vegetation impacts site preparation costs but provides a lush, desirable landscape.
Rock Content: Rocky terrain influences excavation and foundation expenses, necessitating careful budgeting.
Utility Access: Consider the ease and cost of connecting to utilities and either city or onsite sewage, essential for planning your construction budget.
Our team knows how to assess these factors thoroughly and plan accordingly, ensuring your dream home aligns with your financial expectations. If you're considering a land purchase, let us help you make an informed decision, paving the way for your dream home to become a reality within your budget.
Choose a Floor Plan
Begin your home-building journey by exploring the diverse floor plans available on our website.
Once you've pinpointed your favorites, we invite you to meet with us in person. Our dedicated team is on hand to help refine your selection, ensuring the chosen floor plan not only aligns perfectly with your and your family's needs but also meets any specific requirements based on lot size and adheres to covenant stipulations. We'll also explore any custom modifications or additions you desire to truly personalize your home. If you come with a floor plan in mind, rest assured, we're ready to bring your vision to life while respecting these essential criteria.
Construction
Once you've secured your financing, chosen your land, and selected your final floor plan along with any options, we'll kickstart the process. From there, you're just 6 to 9 months away from stepping into your dream home. Please don't hesitate to contact us and find out how we can assist you further!
